Privacy Notice

Facts

WHAT DOES CAPRIDGE ADVISORS, LLC DO WITH YOUR PERSONAL INFORMATION?

03/2024

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we contact, share, and protect your personal information. Please read this notice carefully to understand what we do. Pennsylvania state law prohibits sharing unless a customer consents.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
▪ Social Security number and income
▪ Account balances and transaction history
▪ Credit card or other debt and risk tolerances
When you are no longer a customer, we continue to share your information as described in this Notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CapRidge chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does CapRidge Share?
Can you limit this sharing?

For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes
to offer our products and services to you

No

We do not share

For joint marketing with other financial companies

No

We do not share

For our affiliates’ everyday business purposes
information about your transactions and experience

No

We do not share

For our affiliates’ everyday business purposes
information about your creditworthiness

No

We do not share

For our affiliates to market to you

No

We do not share

For nonaffiliates to market to you

No

We do not share

To limit
our sharing

▪Call us at 484-380-5748
▪ Email us at info@capridgeadvisors.com

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Who we are

Who is providing this notice?

CapRidge Advisors, LLC

What we do

How does CapRidge Advisors, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include physical, electronic, and procedural safeguards, including encryption, authentication and secured buildings and files.

How does CapRidge Advisors, LLC collect my personal information?

We collect your personal information, for example, when you

  • open an account or enter into an investment advisory contract;

  • provide account information or give us your contact information;

  • tell us about your investment or retirement portfolio.

    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for nonaffiliates to market to you

    State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

▪ CapRidge does not share with affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

▪ CapRidge does not share with non-affiliates

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

▪ CapRidge does not jointly market with nonaffiliates.